Canada-wide Toll Free:
New Member Centre Coming Soon Book My Free 15-min Consult

Covid-19 Resources

Although we strive to provide accurate, relevant and timely information, there is no guarantee that the information will continue to be accurate in the future. Government programs, and other programs available to small businesses, can change daily. The information we provide you through this website is for educational and informational purposes only. For advice that pertains to your unique business situation, please get in touch with us at 1.800.265.1002 or email at fbc@fbc.ca

Member Alerts

Member Update from Steven Ibbotson: This Year is Different

It would be an understatement to say this has been an unusually challenging and difficult year. Those challenges will most likely continue for a while to come. What should you, ...

Member Update from Steven Ibbotson

Member Update from Steven Ibbotson, President of FBC As we enter week 9 of the COVID-19 crisis, several provinces have taken small steps that mark the beginning of recovery and ...

An update from Steven Ibbotson, President of FBC – March 24, 2020

As the coronavirus (COVID-19) situation continues to evolve, so does our response. Since this unprecedented event began, we’ve had many conversations with FBC Members and staff. We know how deeply ...

Staying Healthy, Keeping our Members and Staff Safe

The COVID-19 outbreak has required many changes to our daily lives. At FBC, our first priority is the health and safety of our employees and the Members we serve. Despite ...

Message from Steven Ibbotson, President of FBC

With growing global concerns around COVID-19 (“coronavirus”), I wanted to let you know how FBC is responding and to reaffirm our commitment to you and the entire FBC family. The ...

Government Alerts

How to stay productive while working from home

Thousands of Canadians are working from home to help delay the spread of COVID-19. If you're a business owner, this could be a big adjustment for you and your employees. ...

Tax implications of COVID-19 programs

Last updated Feb. 16, 2021. We will update blog posts when more information is released. Did your business take advantage of federal COVID-19 programs in 2020? If so, questions are ...

Highly Affected Sectors Credit Availability Program  

The Highly Affected Sectors Credit Availability Program (HASCAP) is a new loan program from the federal government. HASCAP provides loans to Canadian businesses hardest-hit by the COVID-19 pandemic.  The program is designed ...

CRA simplifies deducting home office expenses

Millions of Canadians transitioned to working from home in 2020. Many found themselves cranking up the heat in a drafty house, or using their personal cellphone to make work calls, or picking up supplies for ...

Tax implications of COVID-19 programs

Last updated Feb. 16, 2021. We will update blog posts when more information is released. Did your business take advantage of federal COVID-19 programs in 2020? If so, questions are ...

A guide to COVID-19 financial relief for small business

Last updated August 10, 2020. We will update blog posts when more information is released. As we finished writing the introduction to this blog post, several provinces were starting to ...

Government announces financial support for Albertans

Last updated March 30, 2020. We will update blog posts when more information is released. If you are an employer in Alberta, you may have heard the province is offering ...

Alberta Small and Medium Enterprise Relaunch Grant

Last updated Jan. 4, 2021. We will update blog posts when more information is released. The Alberta government has launched a new grant to help small and medium-sized businesses reopen ...

New T4 reporting requirements for the 2020 tax year

Last year was different. The federal government introduced several support programs to help employers cope with the impacts of the pandemic. As a result, the Canada Revenue Agency (CRA) has ...

2020 Fall Economic Update

Last updated Dec. 4, 2020. We will update blog posts when more information is released. This week Finance Minister Chrystia Freeland unveiled the federal government’s fall economic update. The government presented ...

Tools & Templates

Canada Emergency Business Account Loan Checklist
Updated December 4, 2020

Use our CEBA Checklist to prepare yourself for your loan application with your financial institution. We include a summary to help you determine if you're eligible for the program and a list of what you need when you're ready to apply. Includes application details for both payroll and expenses streams.

Canada Emergency Commercial Rent Assistance Templates
Updated November 23, 2020

The Canada Emergency Rent Assistance Program has now ended. Details provided here are for your information only. The CMHC has provided sample documents of those that property owners will need to provide in support of their application and in order to be eligible for the Canada Emergency Commercial Rent Assistance Program: Attestations by both the property owner and the tenant, Rent Reduction Agreement and a Forgivable Loan Agreement. and conditions of the loan agreement in order to be eligible for the program.

Small Business Insights

How to stay productive while working from home

Thousands of Canadians are working from home to help delay the spread of COVID-19. If you're a business owner, this could be a big adjustment for you and your employees. ...

Managing Cash in Crisis

Most small business experts agree – cash is king. Having cash in the bank rather than being tied up in inventory or receivables can protect your small business from potential ...

How to manage payables in a crisis

If you’re in a cash crunch, you may need to work with your suppliers to ensure they still get paid. It can be tricky to manage payables at the best ...

How to access credit for farmers and agri-businesses

By Jennifer Friesen As Canadians grapple with the uncertainty of COVID-19, the economy and our health and safety have become primary concerns to us all. As a result, the food ...

How to sell during turbulent times

The old ways of selling may not work during crisis times. Here are some other ways to attract and keep customers. Running a business isn’t easy — it’s a constant ...

How to get paid during a pandemic

It’s hard enough to manage receivables normally. What about when everyone is struggling? Timely invoicing has always been a critical part of running a business, but with COVID-19 wreaking havoc ...

How to price your products in a pandemic

The way you respond to market changes can make or break your business. If there’s one business strategy that entrepreneurs tend to avoid, it’s cutting prices. Other than the regular ...

Your guide to supporting remote employees

When the COVID-19 outbreak was declared a global pandemic and Canadians were encouraged to stay home, Evans Hunt, a Calgary-based digital marketing agency with clients across the country and around ...

How to manage payroll in a crisis

From better managing cash flows to taking out loans, here are some ideas to keep staff paid. The COVID-19 crisis has forced some companies to close their doors and others ...

Maintaining cash flow during times of crisis

By Jennifer Friesen As the world grapples with the ongoing COVID-19 pandemic, people are adjusting to changes in their routines daily – and small business owners are no different. Maintaining ...

COVID-19: Key strategies to protect start-ups

As part of our commitment to helping you stay informed about the Covid-19 support programs available from the federal and provincial governments, we will also curate and share content that ...

Answering employers’ COVID-19 medical leave and note questions

As part of our commitment to helping you stay informed about the Covid-19 support programs available from the federal and provincial governments, we will also curate and share content that ...